Our senior team


Andrew Udale-Smith MA FIA

Andrew Udale-SmithAndrew is a senior pensions actuary, who co-founded bac after 25 years at Towers Watson, including 3 years as managing consultant of the Bristol office. As managing director of bac, he has helped build a client base with defined benefit liabilities of £60 billion.

Andrew advises companies on the full spectrum of pension issues and has particular experience in pension change, scheme/corporate restructuring and complex funding negotiations. As well as understanding the corporate pensions agenda, Andrew knows from first-hand experience how trustees think and how they are likely to respond to company proposals, not least as a result of his previous scheme actuary roles.

Andrew brings a healthy blend of technical, communication and commercial skills to the corporate actuary role.


Leonard Bowman MA FIA

Leonard BowmanLeonard has more than 20 years’ experience in the UK pensions industry. Prior to co-founding bac, he worked for all three of the large global actuarial consultancies, most recently for 10 years at Towers Watson.

As head of business development, Leonard has helped build bac into one of the leading pension advisory firms in the UK. As well as advising companies on the full range of pension issues, he has spearheaded the development of the firm’s governance and technology services, which have grown to include schemes with liabilities in excess of £30 billion.

Amongst his clients, Leonard has a reputation for giving clear, jargon-free, no-nonsense advice. They consider him to be friendly, easy to work with and highly commercial in his outlook and solutions.